334

q=\frac{5{,}76\%}{4}=1{,}44\%
n=3\cdot4=12
A=10800\cdot1{,}0144^{12}\cdot\frac{1-1{,}0144}{1-1{,}0144^{12}}=986{,}4469...\approx986{,}45€
A\cdot n\approx11837{,}37€
11837{,}37-10800€=1037{,}37€