1. yleispreesens:
I live in an apartment.
I don't live in a house.
Do you live in Helsinki?
Don't you live here?
Matti lives in Espoo.
Matti doesn't live in Vantaa.
Does Matti live in Kauniainen?
Doesn't Matti live here?
2. kestopreesens:
I am living in Helsinki.
3. yleisimperfekti:
I lived in New York City some years ago.
I didn't live there for a long time.
Did you live in London in 2003?
Didn't you live in Texas?
I slept well last night.
I went home when I was sick.
I read /äännetään: red/ that book last week.
4. kestoimperfekti:
I was going home when I heard the news.
You were sleeping when the police came to your door.
5. yleisperfekti:
have / has + teeman 3. muoto
I have done my homework.
Matti has gone home.
6. kestoperfekti:
have / has + BEEN + -ing
What have you been doing lately?
7. yleispluskvamperfekti:
had + teeman 3. muoto
After he had eaten his meal, he went to the gym.
8. kestopluskvamperfekti:
had + BEEN + -ing
It had been raining heavily before the rain stopped.

keep s-b / s-g at bay = pitää loitolla
Do you know how to keep the ants at bay at the summer cottage?

exercise 43
13. Still, I had better try to make  an effort, hadn't I? = Kuitenkin minun olisi parempi yrittää, eikö vaan?