9B, p. 90

1. at a later stage
2. in debt
3. part time jobs
4. work out a deal
5. earn per month
6. at the end of the year
7. cut expenses
8. every now and then
9. responsible for getting people into debt
10. when it comes to managing money
11. spending
12. take their advice
13. making the most of your money

 

9C, p. 91

1. part time jobs /a part time job / been working a few hours a week
2. at a later stage / later on
3. worked out a deal / come up with an arrangement
4. in debt / in owing money to somebody
5. per month / during a month / a month, spending/consumption
6. responsible/answerable for your finances
7. make the most /  getting as much out
8. cut/reduce expenses/costs
9. At the end of the year / Late in December
10. every now and then / occasionally
11. When it comes to money / As for money
12. take my advice / accept my recommendation(s)